AMTA Liability Insurance Coverage for Massage Therapists

Protecting you and your practice

Because the protection and peace of mind that insurance offers is of utmost importance to you in your massage therapy practice, we've done our homework to offer you one of the broadest liability insurance policies around—included in your AMTA Professional and Student membership.

Professional Members — With your Professional Liability Insurance coverage, rest assured that your interests are protected if you're named in a lawsuit. Your coverage travels with you wherever you’re providing massage therapy services that are in accordance with the AMTA's approved modalities. This is an occurrence policy that protects you regardless of when a claim is made, as long as your AMTA membership was active at the time of the covered incident.

 

Your coverage includes:

  • Up to $2,000,000 per incident

  • Up to $6,000,000 in aggregate coverage annually

Benefits at a Glance

Benefit Coverage Limits**

Professional Liability

Personal Injury Liability

Workplace Liability

Good Samaritan Liability

Malplacement Liability

Product Liability

$2,000,000 per occurrence/

$6,000,000 aggregate per member
License Protection Coverage $10,000 per proceeding/$25,000 aggregate
Defendant Expense $10,000 aggregate
Deposition Representation $2,500 per deposition/$5,000 aggregate
Fire & Water Legal Liability Subject to $250,000 sub limit
Medical Payments $2,000 per person/$100,000 aggregate
Assault Coverage (not available in TX) $10,000 per incident/$25,000 aggregate
Damage to Property of Others $500 per incident/$10,000 aggregate
First Aid $2,500 aggregate

                                                                             **Subject to master policy aggregate

Your new member kit will contain more information on your coverage benefits.

 

Student Members — You're covered with AMTA’s Professional Liability Insurance for school-sponsored or sanctioned activities, up to $2,000,000 per incident and up to $6,000,000 in aggregate coverage annually. Once you graduate, we'll provide an extension of insurance coverage normally reserved for Professional members if you qualify. And you don't even have to upgrade your membership and pay more to get it!

 

You qualify for the extended massage therapist insurance coverage if you’ve:

  1. Graduated from your initial 500 in-class hour minimum supervised massage therapy training program; AND

  2. Met applicable state or local licensing requirements.

Please note that for any locale or state that requires licensure, it’s imperative that Student members do not practice until their license has been obtained. Where licensure is required, successful graduation from a massage therapy training program may not be sufficient for professional liability coverage to apply.

To get your liability insurance coverage in place, JOIN AMTA TODAY!

Professional Member Enrollment Form

Student Member Enrollment Form

 

This program is underwritten by American Casualty Company of Reading, Pennsylvania, a CNA company and is offered through the Healthcare Providers Service Organization Risk Purchasing Group. Coverages, rates and limits may differ in some states. This material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the products and services offered. Only the policy can provide the actual terms, coverages, amounts, conditions and exclusions. CNA is a service mark and trade name registered with the U.S. Patent and Trademark Office.

 Healthcare Providers Service Organization is a division of Affinity Insurance Services, Inc.: in NY and NH, AIS Affinity Insurance Agency; in MN and OK, AIS Affinity Insurance Agency; and in CA, AIS Affinity Insurance Agency, Inc, dba Aon Direct Insurance Administrators License #0795465.